WT-025
PAY
FINANCE / LOCAL UTILITY
Paycheck Calculator
Estimate 2026 take-home pay with federal tax, FICA, deductions, and automatic state income tax for the selected state.
PAYCHECK
LOCAL
NO DATA SENT
2026 PAYCHECK ESTIMATOR
GROSS → FEDERAL → FICA → STATE
2026 ESTIMATE: This uses 2026 federal income-tax brackets and the standard deduction, employee Social Security and Medicare rates, and a simplified 2026 state individual income-tax estimate for the state you select. It is not a Form W-4 or state payroll-withholding engine. Local/city taxes, dependents, credits beyond the basic state amounts modeled here, itemized deductions, and special payroll rules can change the actual amount withheld.
PAYHOW YOU ARE PAID
TAXFEDERAL + STATE ESTIMATE
STATE NOTEChoose a state to include estimated 2026 state income tax. Local and city taxes are excluded.
ANNUALIZED GROSS—
EST. FEDERAL / YEAR—
EST. STATE / YEAR—
NET % OF GROSS—
2026 TAX BASISWHAT THIS ESTIMATE USES
READYSelect a state, then estimate one 2026 paycheck from salary or hourly pay.
LOCAL TOOL: Your pay inputs never leave your browser. This is an estimate for planning, not tax or payroll advice.
FIELD NOTE / 025
Take-home pay is gross pay minus several different buckets.
This estimator separates pre-tax deductions, estimated federal income tax, Social Security, Medicare, and estimated state individual income tax. The state selector uses 2026 state rates and brackets with basic standard deductions and personal exemptions or credits where practical. Local income taxes and employer-specific withholding rules are intentionally excluded, so actual payroll withholding can differ.